Workers’ Compensation – AB-2883

Recently enacted legislation, AB-2883, effective Jan 1, 2017, will redefine an employee under sections 3351 and 3352 of the Labor Code as it relates to an officer or board member, to include WC coverage for all officers or board members and eliminate the exclusion for...

5 Insurance Tips for Small Business Startups

Having insurance to cover your small business might not be on the top of your list when you’re scrambling trying to get everything into place for the business launch. However, insurance can be crucial to your business’s survival and can make or break a business in...

Does Your Homeowners’ Insurance Cover Dog Bites?

  Are you a homeowner with a dog?  If so, have you ever considered what would happen if your dog bit someone and then sued you?  This is a scenario that not many homeowners with dogs think about, but dog bite claims are surprisingly high.   Therefore, it’s...

Get Prepared for the Fourth of July with Home Insurance

It’s that time again! Pool parties, backyard barbecues and neighborhood fireworks shows. With all the fun you’re having, precautions and liability might be the last thing on your mind. But this Fourth of July is the perfect time to think about your home insurance....

Applied Facts: Learning from the Tragedy at UCLA

LOS ANGELES, June 9, 2016 /PRNewswire/ — The murders of a UCLA professor and a medical student in Minnesota by a suicidal former student were tragic and senseless.  Although the investigation is not yet fully developed, this tragic event offers an opportunity to...

Group Health Coverage for Dad’s Small Business

Now that it’s Father’s Day, it’s time to honor all those hard-working dads out there, especially those that have started their own businesses. If you know a dad that is a small business owner or you are one yourself, thinking about group health insurance for the...