Why Your Business Needs Errors and Omissions Insurance

As humans, we all make mistakes. And as a business owner, you need to be aware that mistakes can (and will) happen with the services you provide to your clients from time to time.  There are risks even working with the best, most experience employees.  And...

Employee Benefits Liability Insurance for Your Business

Business owners often lack the need to hire employees for a few months to even a few years. But when the time comes to increase head count and offer employee benefit options, you need to protect your business by obtaining Employee Benefits Liability (EBL) coverage....

Workers’ Compensation – AB-2883

Recently enacted legislation, AB-2883, effective Jan 1, 2017, will redefine an employee under sections 3351 and 3352 of the Labor Code as it relates to an officer or board member, to include WC coverage for all officers or board members and eliminate the exclusion for...

5 Insurance Tips for Small Business Startups

Having insurance to cover your small business might not be on the top of your list when you’re scrambling trying to get everything into place for the business launch. However, insurance can be crucial to your business’s survival and can make or break a business in...

Does Your Homeowners’ Insurance Cover Dog Bites?

  Are you a homeowner with a dog?  If so, have you ever considered what would happen if your dog bit someone and then sued you?  This is a scenario that not many homeowners with dogs think about, but dog bite claims are surprisingly high.   Therefore, it’s...