Does Your Homeowners’ Insurance Cover Dog Bites?

  Are you a homeowner with a dog?  If so, have you ever considered what would happen if your dog bit someone and then sued you?  This is a scenario that not many homeowners with dogs think about, but dog bite claims are surprisingly high.   Therefore, it’s...

Get Prepared for the Fourth of July with Home Insurance

It’s that time again! Pool parties, backyard barbecues and neighborhood fireworks shows. With all the fun you’re having, precautions and liability might be the last thing on your mind. But this Fourth of July is the perfect time to think about your home insurance....

Applied Facts: Learning from the Tragedy at UCLA

LOS ANGELES, June 9, 2016 /PRNewswire/ — The murders of a UCLA professor and a medical student in Minnesota by a suicidal former student were tragic and senseless.  Although the investigation is not yet fully developed, this tragic event offers an opportunity to...

Group Health Coverage for Dad’s Small Business

Now that it’s Father’s Day, it’s time to honor all those hard-working dads out there, especially those that have started their own businesses. If you know a dad that is a small business owner or you are one yourself, thinking about group health insurance for the...

What Should We Give Mom?

On the day devoted to celebrating moms and all they do, why not change the equation and give Mom the gift of protection against identity theft? While identity theft affects people of all ages, the growing trend of identity theft among seniors makes it a good time to...

Earth Day Reminded Us To Review Our Insurance Coverage

We recently celebrated Earth Day, and in California and beyond it’s a good time to review your commercial insurance coverage. There is currently an “Earthquake Awareness” conference in Long Beach reminding us that the “BIG ONE” is sure to come and we better take steps...

The Insurance You Didn’t Know You Needed

If you’re like most Americans, you probably have auto insurance, homeowner’s or renter’s insurance, and health insurance.  And like most Americans, you probably sign up for it and then forget about it… that is, until you need it.  You probably already have these three...

Another Contractor Gets Sentenced for Premium Fraud

Forty-seven-year-old William Alan Huffman pled guilty to felony insurance fraud and tax evasion charges arising from his ownership of Capitol City Construction Company. For more than three years, Huffman falsely reported to his workers’ compensation insurance carriers...

Do I Need To Buy Insurance For My Rental Car?

Renting a car can be a hassle in and of itself… long lines, picking it up & dropping it off, not having the features you’re used to. But most will agree the question of insurance is the worst part. Do I need it or is it a waste of my money? Here’s a short guide to...